Kentucky Accidents

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Search results for “medical treatment”

20 results

dump truck hit me in Richmond and now insurance says my treatment wasn't necessary

A rear-end crash with a loaded dump truck can leave a truck driver badly hurt, and insurers in Kentucky love calling ongoing care "not medically necessary" when the bills start climbing.

ARTICLE by Tameka Harding

Just left the ER in Bowling Green and surgery is already a fight

A Bowling Green doctor hit by a speeding driver can end up squeezed between a stingy comp carrier and a worthless auto policy fast.

ARTICLE by Sharon Duvall

Your cousin says a red-light crash in Lexington is an easy big-money case - is that actually true?

A Lexington home health aide got T-boned at a busy intersection, the other driver clearly ran the light, and now the settlement offer still feels insulting because permanent damage changes the math.

ARTICLE by Nkechi Adeyemi

I'm staring at $28,000 in bills, and Owensboro's notice deadline is already running

A night sideswipe by a hit-and-run driver can turn into a race against a much shorter government claim deadline if a state or local agency is part of the mess.

ARTICLE by Carlos Reyes

Covington insurer offered $18,000 and a full release after a wrong-way ramp crash

A Covington bartender got hit by a wrong-way driver entering the highway and now the insurer wants him to sign away claims for medical problems that may show up later.

ARTICLE by Nkechi Adeyemi

temporary partial disability

Yes - carriers use this label to cut panic, lower expectations, and push people back to work before they are really ready. When an adjuster or defense lawyer says someone is...

Defense lawyers and insurers often push for one when they want to shut down future claims for repayment or blame-sharing after a settlement. That can sound technical, but the...

bellwether trial

A bellwether trial is a test case used to show how similar lawsuits may be decided. "Test case" means one lawsuit is picked from a larger group of claims that share common...

cy pres distribution

The worst outcome is thinking money left over in a settlement will automatically go back to injured people, when a court may instead send it somewhere else. Cy pres...

Requests for Admissions

Picture a wreck on the Brent Spence Bridge in Covington like a checklist handed across the table: admit this, deny that, and don't leave blanks unless you want trouble later....

texting while driving

Like trying to read and answer a message while walking down a crowded staircase, texting behind the wheel pulls a driver's eyes, hands, and attention away at the same time. In...

Fighting Fault Claims After a Kentucky Motorcycle Wreck

In Kentucky, being partly at fault in a motorcycle crash does not kill your case, but it absolutely gives the insurer room to cheap out unless you pin down the facts early.

ARTICLE by Nkechi Adeyemi

My sister got $40,000 after a crash - why are they offering me $3,500 in Georgetown?

A Georgetown parent got hit while riding in a rideshare during the school run and now the insurer is acting like PTSD, panic, and missed work at home are worth almost nothing.

ARTICLE by Rhonda Sloane

Should I see my own doctor or the insurance doctor after a Richmond crash?

With Kentucky's 2024 work-zone enforcement push picking up around I-75, U.S. 25, and the Eastern Bypass in Richmond, the smarter move is your own doctor first, not the...

Got hit on an Instacart run and now the crash report blames me

A bad parking-lot police report can poison an injury claim fast, especially when you're shopping Instacart and every missed day means no money.

ARTICLE by Tameka Harding

multidistrict litigation panel

You'll usually see it in a notice, transfer order, or case update that says your lawsuit was "sent to the MDL" or that a motion is pending before the "Judicial Panel on...

inventory settlement

A negotiated agreement that resolves a group of similar claims held by one law firm or defendant at the same time, usually as part of a larger mass tort or coordinated...

Why is the adjuster asking for every old MRI after my Owensboro deer crash?

If you hit a deer on US-60 near the Wendell H. Ford Expressway in Owensboro and the insurer suddenly wants years of MRIs, therapy notes, and back records, the angle is usually...

distracted driving citation

Like dropping a glass in the kitchen and pretending the crash came out of nowhere, a distracted driving citation is the paper trail that says a driver's attention was somewhere...

Fault Disputes After Kentucky Work Van Crash

In Kentucky, shared blame can absolutely shrink a payout, but it does not automatically wipe it out just because the insurance company keeps saying you "contributed" to the crash.

ARTICLE by Rhonda Sloane